Money, exchange & credit cards
Thai currency is the Baht, divided into 100 Satang. Thai notes are in denominations of B1000, 500, 100, 5O, 20 and 10. Coins are of B10, 5 , 1 and S50 and 25.
Cash and travelers cheques can be exchanged freely, with banks or money changers giving better rates than hotels. Major international credit cards are widely accepted in hotels, restaurants and shops.
Major hotels and restaurants add ten percent service charge to bills, otherwise tip around ten per cent. Hotel porters and bag boys B10-20. Taxi drivers tipped to next 10 Baht above meter fare shown. If you have not already bargained the fare. Porters, hairdressers and barbers also often expect tips. A service charge of ten per cent is common on up-market restaurant and hotel bills, even if they also charge government tax.
Thailand time is GMT plus seven hours. Banking hours are generally 8:30am-3:30pm, Monday to Friday. Some Bangkok banks have shorter hours in an effort to lessen the rush-hour traffic problems. Exchange booths are often open daily, early until late. As well as providing day-to-day banking services, the major banks can also organize international money transfers. Most banks, especially in cities, will have an associated ATM.